Capital One Spark Cash for Business - Find Me a Card

Capital One Spark Cash for Business

Archived

(This credit card or offer is no longer being offered.)

A good cash back business card (2% cash back), with a $500 early spend bonus but also a $95 annual fee.

Your total savings: $0 over the next 5 years

View reward details
Credit Score Required:
Average (670-739)
Issuer:
Capital One
Network:
Mastercard

Rewards & Perks

Reward Highlights

  • $500 Cash Bonus: Earn a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months from account opening.
  • 2% cash back on all purchases.

Other Rewards & Perks

  • Roadside dispatch: 24-hour, toll-free referral dispatch for emergency roadside assistance services like towing, changing a flat tire, boosting a battery, fuel delivery, and more.
  • Extended warranty for warranties of 3 years or less: Extends the time period of the U.S. manufacturer's warranty (by an additional 1+ years) for eligible items that would otherwise have warranties of 3 years or less. (Refer to the offer details on the credit card issuer's website for details about dollar limits and exclusions.)
  • Free employee cards (with rewards on employee spending): Add employee cards at no additional cost, and earn all the rewards from their purchases.
  • Purchase Protection (90 days): Can repair, replace or reimburse you, if an eligible item purchased with the card is stolen or damaged within 90 days of purchase.
  • Freeze or unfreeze your credit card at anytime: Switch your credit card off or on at anytime. By switching it off, you'll stop any new purchases, cash advances, or balance transfers on your account. This would be in effect until you decide to switch your credit card back on.
  • Fraud protection: Your card transactions will be monitored for possible signs of fraudulent activity. (Depending on the credit card and issuer, this may also include a $0 liability guarantee for fraudulent transactions.)
  • Account alerts: Stay on top of your balances and due dates by setting customer email or text alerts.

Special Signup (Promo) Rewards & Perks

  • $500 Cash Bonus: Earn a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months from account opening.
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Rates & Fees

Summary of Rates & Fees

  • $95 annual fee ($0 for the first year).
  • APR for purchases: 20.99%.
  • No foreign transaction fees.

Annual Fee: $95 ($0 for first year)

Interest Rate (“Purchase APR”): 20.99%

Cash Advance Fee: 3%

Cash Advance APR: 26.99%

Penalty APR: 29.4%

User Ratings & Reviews

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Other Info

Date Introduced: 2011-10-17

Date Last Updated: 2021-08-12


Summary of Penalty Conditions

This APR will vary with the market based on the Prime Rate. This APR may be applied to your account if you make a late payment.

✔ Business


Go to capitalone.com to learn more

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