American Express Blue Business Plus
A decent card for business owners, with 2x points on spending, a welcome bonus of 15K points (after spending $3K w/in 3 months), and no annual fee.
Your total savings: $0 over the next 5 years
View reward detailsRewards & Perks
Reward Highlights
- 2x points on the first $50,000 in purchases each year.
- 1x points on purchases thereafter.
- 15,000 Membership Rewards points when you spend $3,000 in the first 3 months.
Other Rewards & Perks
- Relationship Care Service: Get round the clock, world-class customer support from Amex's Relationship Care service.
- Global Assist Hotline: When you travel more than 100 miles from home, you have 24/7 access to medical, legal, financial, or other select emergency coordination and assistance services, including medical and legal referrals, assistance with cash wires, passport replacement, missing luggage and more.
- Amex Offers: Access to the Amex Offers portal, which has special offers for shopping, dining, travel, and more.
- Purchase Protection (90 days): Coverage for eligible items you buy with your card if they are lost or stolen within 90 days of your purchase.
- Other perks include: Fraud protection, car rental loss and damage insurance, free employee cards (with rewards on employee spending), extended warranty for warranties of 5 years or less, and account alerts.
Special Signup (Promo) Rewards & Perks
- 15,000 Membership Rewards points when you spend $3,000 in the first 3 months.
Rates & Fees
Summary of Rates & Fees
- No annual fee
- 0% intro APR on purchases for the first 12 months (after that: 13.24-19.24%)
- Foreign transaction fee: 2.7%
Annual Fee: $0
Interest Rate (“Purchase APR”): 13.24-19.24% (0% for the first 12 months)
Other Info
Date Introduced: 2017-05-25
Date Last Updated: 2021-07-22
Summary of Penalty Conditions
This APR will vary with the market based on the Prime Rate. This APR will apply to your account if: 1) You make 2 or more late payments in a 12-month period; 2) You do not pay the Minimum Payment due by the closing date of the billing period in which it is due; or 3) You make a payment that is returned. How Long Will the Penalty APR Apply? If the Penalty APR is applied, it will apply for a minimum of 12 billing periods in a row, and will continue to apply until after you have made timely payments, with no returned payments for 12 billing periods in a row. The Penalty APR may apply to the Amount Above the Credit Limit. See When we charge interest in Part 2 of the Cardmember Agreement for information on interest charged if You Do Not Pay Your Minimum Payment Due. See the Card Member Agreement at americanexpress.com/cardagreements
✔ Business
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