American Express Blue Business Plus - Find Me a Card

American Express Blue Business Plus

A decent card for business owners, with 2x points on spending, a welcome bonus of 15K points (after spending $3K w/in 3 months), and no annual fee.

Your total savings: $0 over the next 5 years

View reward details
Credit Score Required:
Average (670-739)
Issuer:
American Express
Network:
American Express

Rewards & Perks

Reward Highlights

  • 2x points on the first $50,000 in purchases each year.
  • 1x points on purchases thereafter.
  • 15,000 Membership Rewards points when you spend $3,000 in the first 3 months.

Other Rewards & Perks

  • Relationship Care Service: Get round the clock, world-class customer support from Amex's Relationship Care service.
  • Global Assist Hotline: When you travel more than 100 miles from home, you have 24/7 access to medical, legal, financial, or other select emergency coordination and assistance services, including medical and legal referrals, assistance with cash wires, passport replacement, missing luggage and more.
  • Amex Offers: Access to the Amex Offers portal, which has special offers for shopping, dining, travel, and more.
  • Purchase Protection (90 days): Coverage for eligible items you buy with your card if they are lost or stolen within 90 days of your purchase.
  • Other perks include: Fraud protection, car rental loss and damage insurance, free employee cards (with rewards on employee spending), extended warranty for warranties of 5 years or less, and account alerts.

Special Signup (Promo) Rewards & Perks

  • 15,000 Membership Rewards points when you spend $3,000 in the first 3 months.
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Rates & Fees

Summary of Rates & Fees

  • No annual fee
  • 0% intro APR on purchases for the first 12 months (after that: 13.24-19.24%)
  • Foreign transaction fee: 2.7%

Annual Fee: $0

Interest Rate (“Purchase APR”): 13.24-19.24% (0% for the first 12 months)

Cash Advance APR: 0%

Foreign Transaction Fee: 2.7%

Penalty APR: 29.24%

User Ratings & Reviews

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Other Info

Date Introduced: 2017-05-25

Date Last Updated: 2021-07-22


Summary of Penalty Conditions

This APR will vary with the market based on the Prime Rate. This APR will apply to your account if: 1) You make 2 or more late payments in a 12-month period; 2) You do not pay the Minimum Payment due by the closing date of the billing period in which it is due; or 3) You make a payment that is returned. How Long Will the Penalty APR Apply? If the Penalty APR is applied, it will apply for a minimum of 12 billing periods in a row, and will continue to apply until after you have made timely payments, with no returned payments for 12 billing periods in a row. The Penalty APR may apply to the Amount Above the Credit Limit. See When we charge interest in Part 2 of the Cardmember Agreement for information on interest charged if You Do Not Pay Your Minimum Payment Due. See the Card Member Agreement at americanexpress.com/cardagreements

✔ Business


Go to americanexpress.com to learn more

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