American Express Blue Business Plus - Find Me a Card

American Express Blue Business Plus

A decent card for business owners, with 2x points on spending, a welcome bonus of 15K points (after spending $3K w/in 3 months), and no annual fee.

Your total savings: $0 over the next 5 years

View reward details
Credit Score Required:
Average (670-739)
American Express
American Express

Rewards & Perks

Reward Highlights

  • 2x points on the first $50,000 in purchases each year.
  • 1x points on purchases thereafter.
  • 15,000 Membership Rewards points when you spend $3,000 in the first 3 months.

Other Rewards & Perks

  • Relationship Care Service: Get round the clock, world-class customer support from Amex's Relationship Care service.
  • Global Assist Hotline: When you travel more than 100 miles from home, you have 24/7 access to medical, legal, financial, or other select emergency coordination and assistance services, including medical and legal referrals, assistance with cash wires, passport replacement, missing luggage and more.
  • Amex Offers: Access to the Amex Offers portal, which has special offers for shopping, dining, travel, and more.
  • Purchase Protection (90 days): Coverage for eligible items you buy with your card if they are lost or stolen within 90 days of your purchase.
  • Other perks include: Fraud protection, car rental loss and damage insurance, free employee cards (with rewards on employee spending), extended warranty for warranties of 5 years or less, and account alerts.

Special Signup (Promo) Rewards & Perks

  • 15,000 Membership Rewards points when you spend $3,000 in the first 3 months.
show more

Rates & Fees

Summary of Rates & Fees

  • No annual fee
  • 0% intro APR on purchases for the first 12 months (after that: 13.24-19.24%)
  • Foreign transaction fee: 2.7%

Annual Fee: $0

Interest Rate (“Purchase APR”): 13.24-19.24% (0% for the first 12 months)

Cash Advance APR: 0%

Foreign Transaction Fee: 2.7%

Penalty APR: 29.24%

User Ratings & Reviews

There are no user reviews

Write the first review

Other Info

Date Introduced: 2017-05-25

Date Last Updated: 2021-07-22

Summary of Penalty Conditions

This APR will vary with the market based on the Prime Rate. This APR will apply to your account if: 1) You make 2 or more late payments in a 12-month period; 2) You do not pay the Minimum Payment due by the closing date of the billing period in which it is due; or 3) You make a payment that is returned. How Long Will the Penalty APR Apply? If the Penalty APR is applied, it will apply for a minimum of 12 billing periods in a row, and will continue to apply until after you have made timely payments, with no returned payments for 12 billing periods in a row. The Penalty APR may apply to the Amount Above the Credit Limit. See When we charge interest in Part 2 of the Cardmember Agreement for information on interest charged if You Do Not Pay Your Minimum Payment Due. See the Card Member Agreement at

✔ Business

Go to to learn more

Similar Cards

Capital One Spark Cash for Business

View offer Learn more

Chase Ink Business Cash

View offer Learn more

Chase Ink Business Unlimited

View offer Learn more