Browse Credit Cards - Find Me a Card
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Reward values are calculated using 200+ adjustable factors.
To get started, choose a profile that best describes you, and then click the Customize button.

Typical spender

My spending will be pretty similar to the average person.
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Heavy traveler

I'll use the card mostly for travel-related purchases.
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First-year bonus chaser

I'm just looking for the best signup bonus.
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Ongoing deal chaser

I'll spend extra time using shopping portals that'd maximize my savings.
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Business owner

I'll use the card mostly for business purposes.
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Urbanite

I spend more than the average person on dining, clothing, and entertainment.
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Suburbanite

I'll spend more than the average person on groceries, home supplies, etc.
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Essentials spender

I'll mostly only be buying the essentials (gas, groceries, etc.)
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APR-focused

I usually don't pay off my full balance, and/or I'll transfer a balance.
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Credit newbie

I'm just starting out, or am trying to rebuild my credit.
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Credit Score

Which of these features do you want to include in each credit card's value per year?

How much will you spend per month?

  • $Total per month

    • $on Shopping

      • $on Online-only merchants (e.g., Amazon.com)

      • $on Department stores and wholesale clubs

      • $on Other shopping (e.g., clothing stores, furniture stores, etc.)

    • $on Food & dining

      • $on Groceries

      • $on Restaurants

    • $on Gas

    • $on Travel

      • $on Air travel

      • $on Hotels

      • $on Rental car

      • $on Transit (e.g., Uber, Lyft, taxis, buses, trains, parking)

    • $on Bills & misc.

      • $on Entertainment (incl. movies & events)

      • $on Health & fitness (incl. drugstores & pharmacies, healthcare)

      • $on Bills & utilities

      • $on Everything else

General Questions

How many years will you use this card?

What % of your balance do you plan on paying each month?

Other General Questions

  • Average amount spent abroad per year

    • Amount ($) planning to transfer

    • Expected # of months it'll take to pay off

    • # months from now when balance transfer will occur

Narrow Your Results

A mediocre airline rewards card (1.25 miles per dollar), with a 20K miles early spend bonus and no annual fee.

$406/yr

total value to you

Annual Fee

Early Spend Bonus

APR

$0
 
20K miles
(after spending $500 w/in 3 months)
15.49-25.49%
(0% intro)
Issuer
Capital One
Network
Visa
Credit Score Required
Average (670-739)
X

Pros

  • 20,000 Bonus Miles: One-time bonus of 20,000 miles once you spend $500 on purchases within the first 3 months.
  • 1.25 miles for every dollar you spend on purchases.
  • No annual fee.
  • No foreign transaction fees.
  • 0% intro APR.

Cons

  • The miles earn rate is pretty mediocre.
  • If you're willing to pay an annual fee, the Capital One Venture Rewards card offers even better rewards.

Rewards & Perks

  • 20,000 Bonus Miles: One-time bonus of 20,000 miles once you spend $500 on purchases within the first 3 months.
  • 1.25 miles per dollar for all purchases.

Rates & Fees

  • No annual fee.
  • APR for purchases: 15.49-25.49% (0% for the first year).
  • APR for balance transfers: 15.49-25.49%.
  • No foreign transaction fees.

Total savings over 5 years: $2,031

A decent credit card offering cash back on dining and entertainment, a $200 early spend bonus, and no annual fee.

$395/yr

total value to you

Annual Fee

Early Spend Bonus

APR

$0
 
$200 cash
(after spending $500 w/in 3 months)
15.49-25.49%
(0% intro)
Issuer
Capital One
Network
Mastercard
Credit Score Required
Average (670-739)
X

Pros

  • $200 cash bonus once you spend $500 on purchases within the first 3 months.
  • 3% cash back on groceries, dining, entertainment, and popular streaming services.
  • 1% cash back on all other purchases.
  • No annual fee.
  • No foreign transaction fees.
  • 0% intro APR.

Cons

  • If most of your purchases will be on things outside of the 3% cash back categories, then the 1% cash back rate isn't as good as cards that offer 1.5% cash back on all spending.
  • If you're willing to pay an annual fee, the Capital One Savor Rewards card offers even better rewards.

Rewards & Perks

  • $200 cash bonus once you spend $500 on purchases within the first 3 months.
  • 3% cash back on groceries, dining, entertainment, and popular streaming services.
  • 1% cash back on all other purchases.

Rates & Fees

  • No annual fee.
  • APR for purchases: 15.49-25.49% (0% for the first 15 months).
  • APR for balance transfers: 15.49-25.49%.
  • No foreign transaction fees.

Total savings over 5 years: $1,977

A good cash back card for general spending (1.5% cash back), with no annual fee and a $200 early spend bonus.

$329/yr

total value to you

Annual Fee

Early Spend Bonus

APR

$0
 
$200 cash
(after spending $500 w/in 3 months)
15.49-25.49%
(0% intro)
Issuer
Capital One
Network
Visa
Credit Score Required
Average (670-739)
X

Pros

  • $200 early spend bonus: Earn a one-time bonus of $200 once you spend $500 on purchases within the first 3 months.
  • 1.5% cash back on every purchase.
  • No annual fee.
  • No foreign transaction fees.
  • 0% intro APR.

Cons

  • Several cards offer 1.5% cash back these days.
  • If you're willing to pay an annual fee, the Capital One QuicksilverOne Rewards card offers even better rewards.

Rewards & Perks

  • $200 early spend bonus: Earn a one-time bonus of $200 once you spend $500 on purchases within the first 3 months.
  • 1.5% cash back on every purchase.

Rates & Fees

  • No annual fee.
  • APR for purchases: 15.49-25.49% (0% for first 15 months).
  • APR for balance transfers: 15.49-25.49%.
  • No foreign transaction fees.

Total savings over 5 years: $1,645

This socially-conscious debit card offers up to 5% cash back on purchases with no annual fee, making it a good choice for people with a bad credit score. (All credit scores are considered.)

$0/yr

total value to you

Annual Fee

Signup Bonus

APR

$0
 
None
N/A
 
Issuer
Coastal Community Bank
Network
Mastercard
Credit Score Required
Bad (<580)
X

Pros

  • A good choice for people with a bad credit score. (But all credit scores are considered.)
  • 5% cash back on "Conscience Coalition" purchases with the Aspiration debit card, or 10% cash back on "Conscience Coalition" purchases if you're an Aspiration Plus member. (The "Conscience Coalition" includes companies like TOMS, Warby Parker, and Blue Apron.)
  • No annual fee (unless you choose to upgrade to the Aspiration Plus debit card, which would cost $7.99/month, or $5.99/month if you pay annually).

Cons

  • It's a debit card (rather than a credit card), so you'll need to already have the money for any purchases you make.

Rewards & Perks

  • 5% cash back on "Conscience Coalition" purchases with the Aspiration debit card, or 10% cash back on "Conscience Coalition" purchases if you're an Aspiration Plus member. (The "Conscience Coalition" includes companies like TOMS, Warby Parker, and Blue Apron.)

Rates & Fees

  • No annual fee.

Total savings over 5 years: $0

Official Card Description (from card issuer):
  • Earn cash back on debit card purchases and up to 83x the national interest rate on savings
  • Choose a monthly fee you think is fair
  • Aspiration Spend and Save account does not include a credit card
  • Spend and save with fossil fuel-free deposits
  • Fee-free ATM withdrawals at 55,000+ Allpoint ATMs
  • Cash back on debit card purchases at socially conscious businesses
  • Up to 5.00% in interest on savings with Aspiration Plus
  • Option to plant a tree with every roundup
  • Personal impact score to help you shop to match your values

Disclaimer: The Aspiration Save Account’s up to 5.00% Annual Percentage Yield (“APY”) with up to 83x the national interest rate is variable, subject to change, and only available to customers enrolled in Aspiration Plus after conditions are met. Customers not enrolled in Aspiration Plus receive 3.00% APY after conditions are met. Terms & FAQ. The Aspiration Spend & Save Accounts are cash management accounts offered through Aspiration Financial, LLC, a registered broker-dealer, Member FINRA/SIPC, and a subsidiary of Aspiration Partners, Inc. (“Aspiration”). Aspiration Financial LLC is unaffiliated with any other named entity. Aspiration is not a bank.