Chase Ink Business Cash - Find Me a Card

Chase Ink Business Cash

business card with no annual fee, great cash back rates (5% on office supplies and certain utilities, 2% on gas and restaurants, 1% elsewhere), and a $750 signup bonus.

Your total savings: $0 over the next 5 years

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Credit Score Required:
Average (670-739)

Rewards & Perks

Reward Highlights

  • $750 cash bonus after you spend $7,500 on purchases in the first 3 months after account opening.
  • 5% cash back on the first $25,000 spent per year in combined purchases at office supply stores and on internet, cable and phone services.
  • 2% cash back on the first $25,000 spent per year in combined purchases at gas stations and restaurants.
  • 1% cash back on all other purchases.

Other Rewards & Perks

  • Car rental loss and damage insurance: Provides you reimbursement for damage due to collision or theft. Coverage is supplemental to and in excess of other insurance. You must decline the collision/loss damage waiver offered by the auto rental agency.
  • Roadside dispatch: 24-hour, toll-free referral dispatch for emergency roadside assistance services like towing, changing a flat tire, boosting a battery, fuel delivery, and more.
  • Travel and emergency assistance services: Lets you get help coordinating medical, legal, and travel services when you are traveling. The cost of any goods or services is your responsibility.
  • Extended warranty for warranties of 3 years or less: Extends the time period of the U.S. manufacturer's warranty (by an additional 1+ years) for eligible items that would otherwise have warranties of 3 years or less. (Refer to the offer details on the credit card issuer's website for details about dollar limits and exclusions.)
  • Free employee cards (with rewards on employee spending): Add employee cards at no additional cost, and earn all the rewards from their purchases.
  • Purchase protection (120 days): Coverage for eligible items you buy with your card if they are lost or stolen within 120 days of your purchase.
  • Fraud protection: Your card transactions will be monitored for possible signs of fraudulent activity. (Depending on the credit card and issuer, this may also include a $0 liability guarantee for fraudulent transactions.)
  • Account alerts: Stay on top of your balances and due dates by setting customer email or text alerts.

Special Signup (Promo) Rewards & Perks

  • $750 cash bonus after you spend $7,500 on purchases in the first 3 months after account opening.
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Rates & Fees

Summary of Rates & Fees

  • No annual fee.
  • APR on purchases: 13.24-19.24% (0% for the first year).
  • APR on balance transfers: 13.24-19.24%.
  • Foreign transaction fee: 3%.

Annual Fee: $0

Interest Rate (“Purchase APR”): 13.24-19.24% (0% for the first 12 months)

BT Fee: 5% of BT

BT APR: 13.24-19.24%

Cash Advance Fee: 5%

Cash Advance APR: 24.99%

Foreign Transaction Fee: 3%

Penalty APR: 29.99%

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Other Info

Date Introduced: 2009-09-23

Date Last Updated: 2021-01-15

Summary of Penalty Conditions

This APR will vary with the market based on the Prime Rate. The Default APR may be applicable to your Account if you: - fail to make any Minimum Payment by the date and time due (late payment); or - make a payment to us that is returned unpaid. How Long Will the Default APR Apply: If an APR is increased for any of these reasons, the Default APR may apply indefinitely to all outstanding balances and future transactions on your Account.

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