PenFed Platinum Rewards Visa Signature® Card - Find Me a Card

PenFed Platinum Rewards Visa Signature® Card

A no annual fee card, which offers 5x points on gas, 3x at supermarkets, restaurants, TV/cable/radio, and streaming, 1x on everything else, plus a signup bonus of 15,000 points (if you spend $1,500 in the first 90 days).

Your total savings: $1,955 over the next 5 years

View reward details
Credit Score Required:
Average (670-739)
Issuer:
PenFed Credit Union
Network:
Visa

Rewards & Perks

Reward Highlights

  • 5x points on gas.
  • 3x points at supermarkets (including most Target and Walmart locations†), restaurants, and TV/radio/cable, and streaming services.
  • 1x points on all other purchases.
  • 15,000 points signup bonus (after spending $1,500 in the first 90 days).

Rates & Fees

Summary of Rates & Fees

  • Annual fee: $0
  • Purchase APR: 14.49-17.99% (variable)

Annual Fee: $0

Interest Rate (“Purchase APR”): 14.49-17.99% (variable)

BT Fee: 3% of BT

BT APR: 17.99% (0% for the first 12 months)

Balance Transfer Notes:

  • Balance transfer APR is subject to credit approval.
  • 0% promotional rate for 12 months on balance transfers made between now and September 30, 2022.

Cash Advance APR: 17.99%

Penalty APR: 17.99%

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Other Info

Official Card Description (from card issuer)

  • Get Rewarded on Everyday Purchases
  • 5x Points** on gas paid at the pump and EV charging stations
  • 3x Points** at the supermarket (including most Target and Walmart locations†), restaurants, and TV, radio, cable, streaming services
  • 1x Points** on all other purchases
  • 15,000 Bonus Pointsƚ when you spend $1,500 in first 90 days
  • 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval.
  • Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. On transfers made from now until September 30, 2022. After that, the APR for the unpaid balance and any new balance transfers will be 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
  • Annual Fee: $0
  • Purchase Variable APR*: 14.49% to 17.99%
  • Refer to PenFed.org for Terms/Conditions

Date Last Updated: 2022-04-26


Summary of Penalty Conditions

If your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable Penalty APR. The Penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.


Go to penfed.org to learn more

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