US Bank Altitude Go Visa Signature - Find Me a Card

US Bank Altitude Go Visa Signature

A good card for spending on restaurants (4x points) as well as groceries, streaming services, and gas (2x), with no annual fee and a 20K points signup bonus.

Your total savings: $1,893 over the next 5 years

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Credit Score Required:
Above Average (740-799)
Issuer:
US Bank
Network:
Visa

Rewards & Perks

Reward Highlights

  • 20,000 bonus points after spending $1,000 in the first 3 months.
  • 4x points on restaurants.
  • 2x on groceries, streaming, and gas.
  • 1x on everything else.

Other Rewards & Perks

  • $15 credit for annual streaming service purchases such as Netflix and Spotify

Special Signup (Promo) Rewards & Perks

  • 20,000 points signup bonus (after spending $1,000 in the first 3 months).
  • 0% intro APR (on purchases and balance transfers) for the first 12 months
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Rates & Fees

Summary of Rates & Fees

  • No annual fee.
  • 0% intro APR (on purchases and balance transfers) for the first 12 months (after that, a variable APR of 14.99-23.99%).
  • No foreign transaction fees.

Annual Fee: $0

Interest Rate (“Purchase APR”): 14.99-23.99% (0% for the first 12 months)

BT Fee: 3% of BT

BT APR: 14.99-23.99% (0% for the first 12 months)

Cash Advance Fee: 4%

Cash Advance APR: 25.99%

Cash Advance Notes

  • Convenience Check Cash Advance: Either 3% of the amount of each advance or $5 minimum, whichever is greater.
  • Cash Advance ATM: Either 4% of the amount of each advance or $10 minimum, whichever is greater.
  • Cash Advance: Either 4% of the amount of each advance or $10 minimum, whichever is greater.
  • Cash Equivalent Advance: Either 4% of the amount of each advance or $20 minimum, whichever is greater.

Overdraft Notes

  • There's no overdraft protection.

User Ratings & Reviews

Most Helpful 1-3 Star Review

I got this card in Dec. 2023 based on the car rental insurance. They discontinued the car rental acci...

-Minister James Rainey

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Other Info

Date Introduced: 2020-06-01

Date Last Updated: 2021-04-27


Notes & Fine Print

If you are charged interest, the charge will be no less than $2.


Go to usbank.com to learn more

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