Browse Credit Cards - Find Me a Card
Start tour Ad Disclosure
Reward values are calculated using 200+ adjustable factors.
To get started, choose a profile that best describes you, and then click the Customize button.

Typical spender

My spending will be pretty similar to the average person.
Customize

Heavy traveler

I'll use the card mostly for travel-related purchases.
Customize

First-year bonus chaser

I'm just looking for the best signup bonus.
Customize

Ongoing deal chaser

I'll spend extra time using shopping portals that'd maximize my savings.
Customize

Business owner

I'll use the card mostly for business purposes.
Customize

Urbanite

I spend more than the average person on dining, clothing, and entertainment.
Customize

Suburbanite

I'll spend more than the average person on groceries, home supplies, etc.
Customize

Essentials spender

I'll mostly only be buying the essentials (gas, groceries, etc.)
Customize

APR-focused

I usually don't pay off my full balance, and/or I'll transfer a balance.
Customize

Credit newbie

I'm just starting out, or am trying to rebuild my credit.
Customize

Credit Score

Which of these features do you want to include in each credit card's value per year?

How much will you spend per month?

  • $Total per month

    • $on Shopping

      • $on Online-only merchants (e.g., Amazon.com)

      • $on Department stores and wholesale clubs

      • $on Other shopping (e.g., clothing stores, furniture stores, etc.)

    • $on Food & dining

      • $on Groceries

      • $on Restaurants

    • $on Gas

    • $on Travel

      • $on Air travel

      • $on Hotels

      • $on Rental car

      • $on Transit (e.g., Uber, Lyft, taxis, buses, trains, parking)

    • $on Bills & misc.

      • $on Entertainment (incl. movies & events)

      • $on Health & fitness (incl. drugstores & pharmacies, healthcare)

      • $on Bills & utilities

      • $on Everything else

General Questions

How many years will you use this card?

What % of your balance do you plan on paying each month?

Other General Questions

  • Average amount spent abroad per year

    • Amount ($) planning to transfer

    • Expected # of months it'll take to pay off

    • # months from now when balance transfer will occur

Narrow Your Results

A basic card for people who have below-average credit and/or don't care about rewards.

$0/yr

total value to you

Annual Fee

Early Spend Bonus

APR

$0
 
None
25.99%
 
Issuer
Capital One
Network
Mastercard
Credit Score Required
Below Average (580-669)
X

Pros

  • No annual fee.
  • No foreign transaction fees.

Cons

  • No ongoing rewards.
  • No early spend bonus.
  • High APR.

Rewards & Perks

  • This credit card has no notable rewards.

Rates & Fees

  • No annual fee.
  • APR for purchases and BTs: 25.99%.
  • No foreign transaction fees.

Total savings over 5 years: $0

A good cash back card (1-1.25%) for students who don't have many other options due to their thin credit history, with no annual fee, but also no early spend bonus.

$0/yr

total value to you

Annual Fee

Early Spend Bonus

APR

$0
 
None
25.99%
 
Issuer
Capital One
Network
Visa
Credit Score Required
Below Average (580-669)
X

Pros

  • If you have a poor to average credit score, this is one of your best options for a rewards credit card.
  • 1% cash back on all your purchases.
  • Pay on time to boost your cash back to a total of 1.25% for that month.
  • $60 streaming subscription credit: Earn $5 per month for 12 months on select streaming subscriptions when you pay on time. (Exclusions apply.)
  • No annual fee.
  • No foreign transaction fees.

Cons

  • There are several cards with higher cash back rates (if you have good or excellent credit).
  • No early spend bonus.
  • High APR.

Rewards & Perks

  • 1% cash back on all purchases.
  • Pay on time to boost your cash back to a total of 1.25% for that month.
  • $60 streaming subscription credit: Earn $5 per month for 12 months on select streaming subscriptions when you pay on time. (Exclusions apply.)

Rates & Fees

  • No annual fee.
  • APR for purchases and balance transfers: 25.99%.
  • No foreign transaction fees.

Total savings over 5 years: $0