Surge Secured Mastercard
A secured card offering 1% cash back on all purchases, with a $69 annual fee, for people with bad credit scores or no credit history.
Rewards & Perks
- 1% cash back on all purchases.
- Potential credit limit increase: You may be eligible for a credit limit increase after six months of required monthly minimum payments, subject to income and underwriting criteria at the time of review.
- Free access to your credit score (Vantage 3.0 Score from TransUnion, assuming you sign up for e-statements.)
- Fraud protection.
Rates & Fees
- APR on purchases: 19.99%.
- Annual fee: $69.
- Foreign transaction fee: 3%.
- Initial refundable deposit of $300 becomes your credit limit
- 1% Cash Back rewards on every purchase
- Free access to your Vantage 3.0 Score from Experian* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard is accepted
- Mastercard Zero Liability Protection (subject to Mastercard guidelines)
- Checking Account Required