PenFed Gold Visa® Card - Find Me a Card

PenFed Gold Visa® Card

A low-APR card with no annual fee, but also no ongoing rewards.

Your total savings: $50 over the next 5 years

View reward details
Credit Score Required:
Average (670-739)
Issuer:
PenFed Credit Union
Network:
Visa

Rewards & Perks

This card doesn't have any rewards & perks.

Rates & Fees

Summary of Rates & Fees

  • Annual fee: $0
  • Purchase APR: 7.49-17.99%

Annual Fee: $0

Interest Rate (“Purchase APR”): 7.49-17.99%

BT Fee: 3% of BT

BT APR: 17.99% (0% for the first 15 months)

Balance Transfer Notes:

  • Balance transfer APR is subject to credit approval.
  • 0% promotional rate for 15 months on balance transfers made between now and September 30, 2022.

Cash Advance APR: 17.99%

Penalty APR: 17.99%

User Ratings & Reviews

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Other Info

Date Last Updated: 2022-06-26


Summary of Penalty Conditions

If your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable Penalty APR. The Penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.


Go to penfed.org to learn more

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