Bank of America Travel Rewards
A good rewards card for general spending (1.5 points per dollar), with a 25K points signup bonus and no annual fee.
Your total savings: $1,600 over the next 5 years
View reward detailsRewards & Perks
Reward Highlights
- 25,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening.
- 1.5 points for every $1 you spend on all purchases everywhere.
Other Rewards & Perks
- If you're a Bank of American Gold Preferred Rewards client, you'll earn 25% more points on every purchase.
- If you're a Bank of American Platinum Preferred Rewards client, you'll earn 50% more points on every purchase.
- If you're a Bank of American Platinum Honors Preferred Rewards client, you'll earn 75% more points on every purchase.
- Free online access to your FICO credit score: You can opt-in to access your FICO Score updated monthly for free, within your Mobile Banking app or in Online Banking.
- Fraud protection: Your card transactions will be monitored for possible signs of fraudulent activity. (Depending on the credit card and issuer, this may also include a $0 liability guarantee for fraudulent transactions.)
- Overdraft protection: A service to help prevent declined purchases, returned checks, or other overdrafts.
- Account alerts: Stay on top of your balances and due dates by setting customer email or text alerts.
Special Signup (Promo) Rewards & Perks
- 25,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening.
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Rates & Fees
Summary of Rates & Fees
- No annual fee.
- APR on purchases: 13.99-23.99% (0% for the first year).
- APR on balance transfers: 13.99-23.99%.
- No foreign transaction fees.
Annual Fee: $0
Interest Rate (“Purchase APR”): 13.99-23.99% (0% for the first 12 months)
Cash Advance Notes
- Fee for direct deposit and check cash advances: Either $10 or 3% of the amount of each transaction, whichever is greater.
- Fee for ATM, over-the-counter, same-day online, and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater.
- Fee for overdraft protection cash advances (if enrolled): $12 for each transaction (not assessed if deposit account overdrawn by less than $12).
- APR for direct deposit and check cash advances: 17.99-25.99%.
- APR for bank cash advances: 27.24%.
- APRs will vary with the market based on the Prime Rate.
Other Info
Date Introduced: 2012-05-08
Date Last Updated: 2021-04-27
Summary of Penalty Conditions
This APR will vary with the market based on the Prime Rate. This APR may be applied to new transactions on your account if you: Make a late payment. How Long Will the Penalty APR Apply?: If your APRs are increased, the Penalty APR will apply indefinitely.
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