US Bank FlexPerks Gold Amex Card - Find Me a Card

US Bank FlexPerks Gold Amex Card

A decent points card for spending on hotels and car rentals (5x points) and restaurants (3x), with a 30K points signup bonus, but also an $85 annual fee.

Your total savings: $2,101 over the next 5 years

View reward details
Credit Score Required:
Average (670-739)
Issuer:
US Bank
Network:
American Express

Rewards & Perks

Reward Highlights

  • 30,000 bonus points after you spend $2,000 in the first 4 months.
  • 5x points on prepaid hotels and car rentals (when booked directly in the FlexPerks Rewards Center).
  • 3x points at restaurants.
  • 2x points at airlines and gas stations.
  • 1 point per dollar on all other purchases.

Other Rewards & Perks

  • Global Entry or TSA Pre-Check fee credit: Receive a statement credit of up to $100 every 4 years as reimbursement for the application fee charged to your card.
  • Special offers and discounts (via American Express "CONNECT"): Access to CONNECT from American Express, which has additional card member benefits like entertainment access, shopping deals, travel offers, and more.
  • Complimentary Boingo Wi-Fi: Stay connected at over 1 million hotspots worldwide, including select airlines and hotels.

Special Signup (Promo) Rewards & Perks

  • 30,000 bonus points after you spend $2,000 in the first 4 months.
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Rates & Fees

Summary of Rates & Fees

  • Annual fee: $85.
  • APR on purchases and balance transfers: 14.49-24.49%.
  • No foreign transaction fees.

Annual Fee: $85

Interest Rate (“Purchase APR”): 14.49-24.49%

BT Fee: 3% of BT

BT APR: 14.49-24.49%

Cash Advance Fee: 4%

Cash Advance APR: 24.49%

Cash Advance Notes

  • Convenience check cash advance fee: Either 3% of the amount of each advance or $5 minimum, whichever is greater.
  • ATM cash advance fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater.
  • Cash advance fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater.
  • Cash equivalent advance fee: Either 4% of the amount of each advance or $20 minimum, whichever is greater.

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Other Info

Date Introduced: 2012-08-07

Date Last Updated: 2021-01-15


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