PenFed Pathfinder® Rewards Visa Signature® Card
A good travel rewards card, which offers 3-4x points on travel (4x if you're a PenFed Honors Advantage Members, or 3x if not), 1.5x on everything else, and a 50K points signup bonus (if you spend $3K in the first 90 days), for an annual fee of $95 (or $0, if you're a PenFed Honors Advantage Member).
Your total savings: $1,906 over the next 5 years
View reward detailsRewards & Perks
Reward Highlights
- 4x points on travel purchases if you're a PenFed Honors Advantage Member. (If you're not, then it's 3x points on travel purchases.)
- 1.5x points on all other purchases.
- 50,000 points signup bonus (when you spend $3,000 in the first 90 days).
- Complimentary Priority Pass Airport Lounge Annual Membership.
Other Rewards & Perks
- $100 annual travel credit for domestic air ancillary travel spending.
- $100 Global Entry or $85 TSA Pre-check statement credit.
Special Signup (Promo) Rewards & Perks
- 50,000 points signup bonus (when you spend $3,000 in the first 90 days).
Rates & Fees
Summary of Rates & Fees
- Annual fee: $95 (but $0 if you're a PenFed Honors Advantage Member)
- Purchase APR: 15.99-17.99% (variable)
Annual Fee: $95
Interest Rate (“Purchase APR”): 15.99-17.99% (variable)
Other Info
Official Card Description (from card issuer)
- Earn more everywhere you go!
- 50,000 Bonus Pointsƚ when you spend $3000 in the first 90 days
- Up to $799^ total Travel value
- 4X Points** on all Travel categories for PenFed Honors Advantage Membersƚƚ
- 3X Points** on all Travel categories
- 1.5X Points** on all other purchases
- 0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval.
- Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. On transfers made from now until September 30, 2022. After that, the APR for the unpaid balance and any new balance transfers will be 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
- Annual Fee: $95 (waived for existing PenFed Honors Advantage Membersƚƚ)***
- Purchase Variable APR*: 15.99% to 17.99%
- Refer to PenFed.org for Terms/Conditions
Date Last Updated: 2022-04-26
Summary of Penalty Conditions
If your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable Penalty APR. The Penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.
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