Chase Sapphire Reserve - Find Me a Card

Chase Sapphire Reserve

An excellent travel rewards card (3x on travel and dining, $300 travel credit each year, 50K points signup bonus) with a high annual fee ($550) for people who travel a lot.

Your total savings: $0 over the next 5 years

View reward details
Credit Score Required:
Above Average (740-799)
Issuer:
Chase
Network:
Visa

Rewards & Perks

Reward Highlights

  • 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
  • Through March 2022: 10x points on Lyft rides.
  • Complimentary Lyft Membership (for 1 year): Receive up to 15% off every car ride, plus other benefits, such as priority airport pickups, relaxed cancellations, and exclusive saving opportunities with one year of complimentary Lyft Pink, a $199 minimum value. (You or your authorized user will need to activate this benefit with a Sapphire Reserve card by March 31, 2022. Lyft Pink will be registered in the name of the cardmember who first activates the benefits.)
  • Through December 2021: Get up to $120 back on an eligible Peloton Digital or All-Access Membership, and get full access to their workout library through the Peloton app.
  • For the first year: Complimentary DoorDash "DashPass" membership, which offers unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 on qualifying food purchases.
  • Through December 2021: Earn up to $120 in statement credits on DoorDash purchases. (That's $60 in statement credits through December 2020 and another $60 in statement credits through December 2021.)
  • $300 credit for travel each year: Automatically receive up to $300 in statement credits as reimbursement for travel purchases charged to your card each account anniversary year. (From June 1, 2020 through June 30, 2021, gas station and grocery store purchases will also count toward earning your Travel Credit.)
  • 3x points on dining (including eligible delivery services, takeout and dining out).
  • 3x points on travel (after earning your $300 annual travel credit).
  • From November 1, 2020 to April 30, 2021: 3x points on up to $1,000 in grocery store purchases per month. (This also includes eligible pick-up and delivery services.)
  • 1 point per dollar on all other purchases.
  • Points are worth 50% more when you redeem them for travel (via Chase Ultimate Rewards) and/or (for at least a limited time) for statement credits in select rotating categories (via "Pay Yourself Back").
  • Priority Pass Select membership: Rest and revive before your flight at one of the 1,000+ VIP lounges in over 500 cities worldwide.
  • Chase Luxury Hotel & Resort Collection benefits: Provides the following benefits at over 1,000 luxury hotels, resorts, lodges, and spas: Daily breakfast for two, a room upgrade (if available), early check-in and late check-out (if available), complimentary wi-fi, and a special benefit unique to each property (e.g., lunch or dinner for two, a spa treatment, waivers of golf greens fees, welcome gift, or airport transfers).

Other Rewards & Perks

  • 1:1 points transfer: If you're a member of a frequent travel program, you can transfer your points to leading frequent travel programs at a 1:1 value. (Participating airline partners: Aer Lingus, British Airways, Emirates, Air France KLM, Iberia, JetBlue, Singapore Airlines, Southwest, United, and Virgin Atlantic. Particpating hotel partners: IHG, Marriott, and Hyatt.)
  • Personal concierge service: Specially-trained experts who are ready 24/7 to assist you with your travel, shopping, dining, entertainment, and everyday needs.
  • Car rental loss and damage insurance: Provides you reimbursement for damage due to collision or theft. Coverage is supplemental to and in excess of other insurance. You must decline the collision/loss damage waiver offered by the auto rental agency.
  • Lost luggage reimbursement (up to $3,000 per passenger): Provides you coverage for luggage and its contents if they are lost or stolen due to theft or misdirection by the common carrier (airline, bus, train, cruise ship).
  • Emergency evacuation & transportation: If you or a member of your immediate family are injured or become sick during a trip far from home that results in an emergency evacuation, you can be covered for eligible medical services and transportation.
  • Global Entry or TSA Pre-Check fee credit: Receive a statement credit of up to $100 every 4 years as reimbursement for the application fee charged to your card.
  • Trip cancellation/trip interruption insurance: If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed for your pre-paid, non-refundable travel expenses, including passenger fares, tours, etc.
  • Trip delay reimbursement: Provides reimbursement (e.g., up to $500 per purchased ticket) for you and your eligible family members for reasonable expenses if a covered trip is delayed (due to a covered hazard) for more than 12 hours (or for more than 6 hours, depending on which credit card you have).
  • Extended warranty for warranties of 3 years or less: Extends the time period of the U.S. manufacturer's warranty (by an additional 1+ years) for eligible items that would otherwise have warranties of 3 years or less. (Refer to the offer details on the credit card issuer's website for details about dollar limits and exclusions.)
  • Purchase protection (120 days): Coverage for eligible items you buy with your card if they are lost or stolen within 120 days of your purchase.
  • Return protection (90 days): You can be reimbursed for eligible items that the store won't take back within 90 days of purchase.
  • Free online access to your credit score (via Chase Credit Journey): You can opt-in to access your credit score (updated monthly) for free, within Chase's mobile app or website.

Special Signup (Promo) Rewards & Perks

  • 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
  • Through March 2022: 10x points on Lyft rides.
  • Complimentary Lyft Membership (for 1 year): Receive up to 15% off every car ride, plus other benefits, such as priority airport pickups, relaxed cancellations, and exclusive saving opportunities with one year of complimentary Lyft Pink, a $199 minimum value. (You or your authorized user will need to activate this benefit with a Sapphire Reserve card by March 31, 2022. Lyft Pink will be registered in the name of the cardmember who first activates the benefits.)
  • Through December 2021: Get up to $120 back on an eligible Peloton Digital or All-Access Membership, and get full access to their workout library through the Peloton app.
  • For the first year: Complimentary DoorDash "DashPass" membership, which offers unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 on qualifying food purchases.
  • Through December 2021: Earn up to $120 in statement credits on DoorDash purchases. (That's $60 in statement credits through December 2020 and another $60 in statement credits through December 2021.)
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Rates & Fees

Summary of Rates & Fees

  • Annual fee: $550 (plus $75 for each additional authorized user).
  • APR on purchases and balance transfers: 16.99-23.99%.
  • No foreign transaction fees.

Annual Fee: $550

Interest Rate (“Purchase APR”): 16.99-23.99%

BT Fee: 5% of BT

BT APR: 16.99-23.99%

Cash Advance Fee: 5%

Cash Advance APR: 24.99%

Fee per Additional Cardholder: $75

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Other Info

Date Introduced: 2016-08-22

Date Last Updated: 2021-10-08


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