Other Rewards & Perks

• If you're a Bank of American Gold Preferred Rewards client, you'll earn 25% more points on every purchase.
• If you're a Bank of American Platinum Preferred Rewards client, you'll earn 50% more points on every purchase.
• If you're a Bank of American Platinum Honors Preferred Rewards client, you'll earn 75% more points on every purchase.
• Car rental loss and damage insurance: Provides you reimbursement for damage due to collision or theft. Coverage is supplemental to and in excess of other insurance. You must decline the collision/loss damage waiver offered by the auto rental agency.
• Baggage delay insurance: Provides reimbursement of up to $100 per day (up to five days), when your bags are delayed or misdirected by a common carrier for more than six hours for essential items including clothing.
• Emergency evacuation & transportation: If you or a member of your immediate family are injured or become sick during a trip far from home that results in an emergency evacuation, you can be covered for eligible medical services and transportation.
• Global Entry or TSA Pre-Check fee credit: Receive a statement credit of up to $100 every 4 years as reimbursement for the application fee charged to your card.
• Lost luggage reimbursement (up to $3,000 per passenger): Provides you coverage for luggage and its contents if they are lost or stolen due to theft or misdirection by the common carrier (airline, bus, train, cruise ship).
• Roadside dispatch: 24-hour, toll-free referral dispatch for emergency roadside assistance services like towing, changing a flat tire, boosting a battery, fuel delivery, and more.
• Trip cancellation/trip interruption insurance: If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed for your pre-paid, non-refundable travel expenses, including passenger fares, tours, etc.
• Trip delay reimbursement: Provides reimbursement (e.g., up to $500 per purchased ticket) for you and your eligible family members for reasonable expenses if a covered trip is delayed (due to a covered hazard) for more than 12 hours (or for more than 6 hours, depending on which credit card you have).
• Travel and emergency assistance services: Lets you get help coordinating medical, legal, and travel services when you are traveling. The cost of any goods or services is your responsibility.
• Extended warranty for warranties of 3 years or less: Extends the time period of the U.S. manufacturer's warranty (by an additional 1+ years) for eligible items that would otherwise have warranties of 3 years or less. (Refer to the offer details on the credit card issuer's website for details about dollar limits and exclusions.)
• Purchase Protection (90 days): Can repair, replace or reimburse you, if an eligible item purchased with the card is stolen or damaged within 90 days of purchase.
• Return protection (90 days): You can be reimbursed for eligible items that the store won't take back within 90 days of purchase.
• Free online access to your FICO credit score: You can opt-in to access your FICO Score updated monthly for free, within your Mobile Banking app or in Online Banking.
• Fraud protection: Your card transactions will be monitored for possible signs of fraudulent activity. (Depending on the credit card and issuer, this may also include a $0 liability guarantee for fraudulent transactions.)
• Overdraft protection: A service to help prevent declined purchases, returned checks, or other overdrafts.
• Account alerts: Stay on top of your balances and due dates by setting customer email or text alerts.

Special Signup (Promo) Rewards & Perks

• 50K bonus points after you spend $3K within the first 3 months.