US Bank Cash+ Visa Signature
A good no annual fee card, with a $150 signup bonus and 2-5% cash back on certain specific categories (1% on everything else).
Your total savings: $1,729 over the next 5 years
View reward detailsRewards & Perks
Reward Highlights
- $150 cash bonus after spending $500 in the first 90 days.
- 5% cash back on the first $2,000 spent in two categories that you choose.
- 2% cash back on one "everyday" category. (Typical 2% categories to choose from include gas, restaurants, and groceries.)
- 1% cash back on all other purchases.
Other Rewards & Perks
- Fraud protection: Your card transactions will be monitored for possible signs of fraudulent activity. (Depending on the credit card and issuer, this may also include a $0 liability guarantee for fraudulent transactions.)
Special Signup (Promo) Rewards & Perks
- $150 cash bonus after spending $500 in the first 90 days.
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Rates & Fees
Summary of Rates & Fees
- No annual fee.
- APR on purchases: 13.99-23.99%.
- APR on balance transfers: 13.99-23.99%. (0% for the first 12 months on balance transfers posted to your account within the first 60 days.)
- Foreign transaction fee: 3% of each foreign purchase transaction or foreign ATM advance transaction in a foreign currency, or 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. dollars.
Annual Fee: $0
Interest Rate (“Purchase APR”): 13.99-23.99%
Cash Advance Notes
- Convenience check cash advance fee: Either 3% of the amount of each advance or $5 minimum, whichever is greater.
- Cash advance ATM fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater.
- Cash advance fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater.
- Cash equivalent advance fee: Either 4% of the amount of each advance or $20 minimum, whichever is greater.
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