TD Cash Credit Card - Find Me a Card

TD Cash Credit Card

A no annual fee card with decent cash back rates (3% on dining, 2% on groceries) and a $150 signup bonus, but only available to people who live in one of 16 states.

Your total savings: $1,554 over the next 5 years

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Credit Score Required:
Average (670-739)
TD Bank

Rewards & Perks

Reward Highlights

  • $150 cash bonus when you spend $500 within the first 90 days of account opening.
  • 3% cash back at restaurants.
  • 2% cash back at grocery stores.
  • 1% cash back on all other purchases.

Other Rewards & Perks

  • Free credit score: Free online access to your VantageScore credit score.
  • Fraud protection: Your card transactions will be monitored for possible signs of fraudulent activity. (Depending on the credit card and issuer, this may also include a $0 liability guarantee for fraudulent transactions.)
  • Account alerts: Stay on top of your balances and due dates by setting customer email or text alerts.

Special Signup (Promo) Rewards & Perks

  • $150 cash bonus when you spend $500 within the first 90 days of account opening.
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Rates & Fees

Summary of Rates & Fees

  • No annual fee.
  • APR on purchases: 12.99-22.99%. (0% for the first 6 months.)
  • APR on balance transfers: 12.99-22.99%. (0% for the first 15 months.)
  • Foreign transaction fee: 3%.

Annual Fee: $0

Interest Rate (“Purchase APR”): 12.99-22.99% (0% for the first 6 months)

BT Fee: 3% of BT

BT APR: 12.99-22.99% (0% for the first 15 months)

Cash Advance Fee: 5%

Cash Advance APR: 25.24%

Foreign Transaction Fee: 3%

User Ratings & Reviews

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Other Info

Other Offer Variations

  • If you apply and are approved, you will receive either a Signature Visa card if your approved account credit limit is $5,000 or greater, or a Platinum Visa card if your approved account credit limit is less than $5,000.
    • Both Signature and Platinum cards have the same terms and conditions, however the Signature card comes with added Visa Signature benefits such as complimentary 24/7 concierge, access to exclusive events, special shopping perks and more.

Date Introduced: 2016-01-14

Date Last Updated: 2021-01-15

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