TD Cash Credit Card
A no annual fee card with decent cash back rates (3% on dining, 2% on groceries) and a $150 signup bonus, but only available to people who live in one of 16 states.
Your total savings: $1,554 over the next 5 years
View reward detailsRewards & Perks
Reward Highlights
- $150 cash bonus when you spend $500 within the first 90 days of account opening.
- 3% cash back at restaurants.
- 2% cash back at grocery stores.
- 1% cash back on all other purchases.
Other Rewards & Perks
- Free credit score: Free online access to your VantageScore credit score.
- Fraud protection: Your card transactions will be monitored for possible signs of fraudulent activity. (Depending on the credit card and issuer, this may also include a $0 liability guarantee for fraudulent transactions.)
- Account alerts: Stay on top of your balances and due dates by setting customer email or text alerts.
Special Signup (Promo) Rewards & Perks
- $150 cash bonus when you spend $500 within the first 90 days of account opening.
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Rates & Fees
Summary of Rates & Fees
- No annual fee.
- APR on purchases: 12.99-22.99%. (0% for the first 6 months.)
- APR on balance transfers: 12.99-22.99%. (0% for the first 15 months.)
- Foreign transaction fee: 3%.
Annual Fee: $0
Interest Rate (“Purchase APR”): 12.99-22.99% (0% for the first 6 months)
Other Info
Other Offer Variations
- If you apply and are approved, you will receive either a Signature Visa card if your approved account credit limit is $5,000 or greater, or a Platinum Visa card if your approved account credit limit is less than $5,000.
- Both Signature and Platinum cards have the same terms and conditions, however the Signature card comes with added Visa Signature benefits such as complimentary 24/7 concierge, access to exclusive events, special shopping perks and more.
Date Introduced: 2016-01-14
Date Last Updated: 2021-01-15
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