TD First Class Visa Signature - Find Me a Card

TD First Class Visa Signature

A sub-par travel rewards credit card, with a moderate 25K miles signup bonus and 3x miles on travel and dining, but an $89 annual fee and a value per mile of only 1 cent.

Your total savings: $1,190 over the next 5 years

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Credit Score Required:
Average (670-739)
Issuer:
TD Bank
Network:
Visa

Rewards & Perks

Reward Highlights

  • 25,000 bonus miles after you spend $3,000 within the first 6 months.
  • 3x miles on travel and dining.
  • 1 mile per dollar on everything else.

Other Rewards & Perks

  • Free credit score: Free online access to your VantageScore credit score.
  • Fraud protection: Your card transactions will be monitored for possible signs of fraudulent activity. (Depending on the credit card and issuer, this may also include a $0 liability guarantee for fraudulent transactions.)
  • Account alerts: Stay on top of your balances and due dates by setting customer email or text alerts.

Special Signup (Promo) Rewards & Perks

  • 25,000 bonus miles after you spend $3,000 within the first 6 months.
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Rates & Fees

Summary of Rates & Fees

  • Annual fee: $89. ($0 in the first year.)
  • APR on purchases: 13.24%.
  • APR on balance transfers: 13.24%. (0% for the first year.)
  • No foreign transaction fees.

Annual Fee: $89 ($0 for first year)

Interest Rate (“Purchase APR”): 13.24%

BT Fee: 3% of BT

BT APR: 13.24% (0% for the first 12 months)

Cash Advance Fee: 3%

Cash Advance APR: 25.24%

User Ratings & Reviews

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Other Info

Date Introduced: 2009-09-27

Date Last Updated: 2021-01-15


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