Credit One Platinum Rewards
A cash back card for spending on certain categories (5% on gas, grocery, internet, cable, and cell phone service; 1% on everything else), but with a $95 annual fee.
Your total savings: $1,455 over the next 5 years
View reward detailsRewards & Perks
Reward Highlights
- 5% cash back on the first $5,000 spent each year on gas, grocery, internet, cable, and cell phone service
- 1% cash back on all other spending
Other Rewards & Perks
- More Rewards: Get up to 10% More Cash Back Rewards from participating merchants! No offers to activate or points to redeem and offers include some of the nation's top retailers.
- Free access to your credit score: Free online access to your Experian credit score.
- Customize your notifications: Stay in-the-know with transaction notifications, payment reminders, and fraud alerts delivered via text, push notification, or email.
- Protection against unauthorized charges: Stay worry-free with Zero Fraud Liability, which protects you against any unauthorized charges.
Rates & Fees
Summary of Rates & Fees
- $95 annual fee.
- APR on purchases and balance transfers: 23.99%.
- Foreign transaction fee: 3%.
Annual Fee: $95
Interest Rate (“Purchase APR”): 23.99%
Other Info
Date Introduced: 2019-10-02
Date Last Updated: 2021-01-01
Notes & Fine Print
If you are charged interest, the charge will be no less than $1.00. The Annual Fee will be billed to your Account when it is opened and will reduce the amount of credit you initially have available. For example, if you are assigned the minimum credit line of $500, your initial available credit will be only about $405. Foreign transaction fee is either $1 or 3% of each purchase in U.S. dollars, whichever is greater.
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