Capital One Savor Rewards - Find Me a Card

Capital One Savor Rewards

A good cash back card or dining, entertainment, and grocery spending (4% on dining, entertainment, and streaming services, 3% on groceries, 1% elsewhere), with a $300 early spend bonus, but a $95 annual fee.

Your total savings: $1,848 over the next 5 years

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Credit Score Required:
Average (670-739)
Issuer:
Capital One
Network:
Mastercard

Rewards & Perks

Reward Highlights

  • $300 Cash Bonus: Earn a one-time bonus of $300 once you spend $3,000 on purchases within the first 3 months from account opening.
  • 8% cash back on tickets at Vivid Seats using your Savor card.
  • 4% cash back on dining, entertainment, and popular streaming services.
  • 2% cash back on groceries.
  • 1% cash back on all other purchases.

Other Rewards & Perks

  • Travel accident insurance: Get automatic insurance for loss of life or limb at no extra charge when you use your credit card to purchase your fare.
  • Special offers and discounts (via Capital One Shopping): Capital One Shopping is an online shopping tool that automatically applies available coupon codes to your order.
  • Personal concierge service: Specially-trained experts who are ready 24/7 to assist you with your travel, shopping, dining, entertainment, and everyday needs.
  • Special access to events: Special access (sometimes including ticket pre-sales and preferred seating) for popular events, such as sporting events and concerts.
  • Emergency cash disbursement and card replacement: Cardholders can get an emergency cash advance disbursed or a card replaced within one business day, or in some cases, within 24 hours, after approval.
  • Extended warranty for warranties of 3 years or less: Extends the time period of the U.S. manufacturer's warranty (by an additional 1+ years) for eligible items that would otherwise have warranties of 3 years or less. (Refer to the offer details on the credit card issuer's website for details about dollar limits and exclusions.)
  • Free credit score: Free online access to your VantageScore credit score.
  • Freeze or unfreeze your credit card at anytime: Switch your credit card off or on at anytime. By switching it off, you'll stop any new purchases, cash advances, or balance transfers on your account. This would be in effect until you decide to switch your credit card back on.
  • Fraud protection: Your card transactions will be monitored for possible signs of fraudulent activity. (Depending on the credit card and issuer, this may also include a $0 liability guarantee for fraudulent transactions.)
  • Account alerts: Stay on top of your balances and due dates by setting customer email or text alerts.

Special Signup (Promo) Rewards & Perks

  • $300 Cash Bonus: Earn a one-time bonus of $300 once you spend $3,000 on purchases within the first 3 months from account opening.
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Rates & Fees

Summary of Rates & Fees

  • $95 annual fee.
  • APR on purchases and balance transfers: 15.99-24.99%.
  • No foreign transaction fees.

Annual Fee: $95

Interest Rate (“Purchase APR”): 15.99-24.99%

BT APR: 15.99-24.99%

Balance Transfer Notes:

  • Balance transfer fee: 
    • 3% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer you.
    • None for balances transferred at the Transfer APR.

Cash Advance Fee: 3%

Cash Advance APR: 24.99%

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Other Info

Date Introduced: 2017-03-22

Date Last Updated: 2021-05-18


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