Chase Southwest Rapid Rewards Plus - Find Me a Card

Chase Southwest Rapid Rewards Plus

A good card for Southwest frequent flyers (2x on SWA purchases, 40K points signup bonus), but has a $69 annual fee.

Your total savings: $1,827 over the next 5 years

View reward details
Credit Score Required:
Average (670-739)
Issuer:
Chase
Network:
Visa

Rewards & Perks

Reward Highlights

  • 40,000 bonus points after you spend $1,000 on purchases in the first 3 months your account is open.
  • For the first year: 3x points on dining purchases at restaurants (including takeout and eligible delivery services).
  • 2x points on Southwest purchases.
  • 1 point per dollar on all other purchases.
  • 3,000 bonus points each year (on your card member anniversary date).

Other Rewards & Perks

  • $0 airline change fee.
  • Baggage delay insurance: Provides reimbursement of up to $100 per day (up to five days), when your bags are delayed or misdirected by a common carrier for more than six hours for essential items including clothing.
  • Lost luggage reimbursement (up to $3,000 per passenger): Provides you coverage for luggage and its contents if they are lost or stolen due to theft or misdirection by the common carrier (airline, bus, train, cruise ship).
  • Extended warranty for warranties of 3 years or less: Extends the time period of the U.S. manufacturer's warranty (by an additional 1+ years) for eligible items that would otherwise have warranties of 3 years or less. (Refer to the offer details on the credit card issuer's website for details about dollar limits and exclusions.)
  • Purchase protection (120 days): Coverage for eligible items you buy with your card if they are lost or stolen within 120 days of your purchase.
  • Free online access to your credit score (via Chase Credit Journey): You can opt-in to access your credit score (updated monthly) for free, within Chase's mobile app or website.

Special Signup (Promo) Rewards & Perks

  • 40,000 bonus points after you spend $1,000 on purchases in the first 3 months your account is open.
  • For the first year: 3x points on dining purchases at restaurants (including takeout and eligible delivery services).
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Rates & Fees

Summary of Rates & Fees

  • Annual fee: $69.
  • APR on purchases and balance transfers: 15.99-22.99%.
  • Foreign transaction fee: 3%.

Annual Fee: $69

Interest Rate (“Purchase APR”): 15.99-22.99%

BT Fee: 5% of BT

BT APR: 17.49-24.49%

Cash Advance Fee: 5%

Cash Advance APR: 24.99%

Foreign Transaction Fee: 3%

User Ratings & Reviews

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Other Info

Date Introduced: 2011-01-11

Date Last Updated: 2021-03-26


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