PNC Cash Rewards
A good card if you're looking for cash back on gas (4%), restaurants (3%), and groceries (2%), with no annual fee.
Rewards & Perks
- 4% cash back at gas stations.
- 3% cash back on dining (also includes fast food).
- 2% cash back at grocery stores.
- 1% cash back on all other purchases.
- Freeze or unfreeze your credit card at anytime: Switch your credit card off or on at anytime. By switching it off, you'll stop any new purchases, cash advances, or balance transfers on your account. This would be in effect until you decide to switch your credit card back on.
- Fraud protection: Your card transactions will be monitored for possible signs of fraudulent activity. (Depending on the credit card and issuer, this may also include a $0 liability guarantee for fraudulent transactions.)
Rates & Fees
- No annual fee.
- APR on purchases: 12.99-22.99%.
- APR on balance transfers: 12.99-22.99%. (0% for the first 12 months when the balance is transferred within the first 90 days.)
- Foreign transaction fee: 3%.
This APR will vary with the market based on the prime rate. This APR may be applied to your account if you make a late payment. How Long Will the Penalty APR Apply? If your APRs are increased for this reason, the Penalty APR will apply until you make six consecutive minimum payments when due.
✔ Cash back