Discover it Student Cash Back
A good no annual fee cash back card for students, with 5% cash back in rotating categories (1% for everything else).
Your total savings: $1,680 over the next 5 years
View reward detailsRewards & Perks
Reward Highlights
- 5% cash back (on up to $1,500 spent per quarter) in categories that rotate each quarter (e.g., gas, restaurants, groceries, and Amazon).
- 1% cash back on all other purchases.
- Discover automatically matches all the cash back you earn dollar for dollar at the end of your first year.
- Cash Back for Good Grades: Get $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
Other Rewards & Perks
- Free online access to your FICO credit score: You can opt-in to access your FICO Score updated monthly for free, within your Mobile Banking app or in Online Banking.
- Free Social Security number alerts: These alerts will notify you if your Social Security Number is found on a Dark Web site.
- Freeze or unfreeze your credit card at anytime: Switch your credit card off or on at anytime. By switching it off, you'll stop any new purchases, cash advances, or balance transfers on your account. This would be in effect until you decide to switch your credit card back on.
Special Signup (Promo) Rewards & Perks
- Discover automatically matches all the cash back you earn dollar for dollar at the end of your first year.
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Rates & Fees
Summary of Rates & Fees
- No annual fee.
- APR on purchases: 12.99-21.99%. (0% for the first 6 months.)
- APR on balance transfers: 12.99-21.99%. (10.99% for the first 6 months on balance transfers that post to your account within the first 2-3 months.)
- No foreign transaction fees.
Annual Fee: $0
Interest Rate (“Purchase APR”): 12.99-21.99% (0% for the first 6 months)
Other Info
Date Introduced: 2013-01-02
Date Last Updated: 2021-01-15
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