CitiBusiness / AAdvantage Platinum Select Mastercard - Find Me a Card

CitiBusiness / AAdvantage Platinum Select Mastercard

A great business card for American Airlines frequent flyers, which has a 65K miles signup bonus, but comes with a $99 annual fee.

Your total savings: $2,235 over the next 5 years

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Credit Score Required:
Excellent (800+)

Rewards & Perks

Reward Highlights

  • 65,000 bonus miles (American Airlines AAdvantage bonus miles) after spending $4,000 in purchases within the first 4 months.
  • 2x miles on eligible American Airlines purchases.
  • 2x miles on gas, car rentals, cable/satellite, and telecommunications merchants.
  • 1 mile per dollar on all other purchases.
  • First checked bag is free on domestic American Airlines itineraries for you and up to 4 travel companions.
  • Companion ticket for approx. $130: Earn an American Airlines $99 Companion Certificate each year after spending $30,000 or more. (Redeeming the certificate costs $99 for the ticketing fee plus $21.60 to $43.20 in government taxes and fees, based on itinerary. That's about $121-143 in total.)
  • Preferred boarding on American Airlines domestic flights.

Other Rewards & Perks

  • WiFi discount: 25% savings on American Airlines in-flight WiFi (when you use your card).
  • Personal Business Assistant: For 24/7 help with travel, hotel and dining arrangements.
  • Free employee cards (with rewards on employee spending): Add employee cards at no additional cost, and earn all the rewards from their purchases.

Special Signup (Promo) Rewards & Perks

  • Earn 65,000 miles (American Airlines AAdvantage bonus miles) after spending $4,000 in purchases within the first 4 months.
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Rates & Fees

Summary of Rates & Fees

  • Annual fee: $99. ($0 in the first year.)
  • APR on purchases: 15.99-24.99%.
  • No foreign transaction fees.

Annual Fee: $99 ($0 for first year)

Interest Rate (“Purchase APR”): 15.99-24.99%

Cash Advance Fee: 5%

Cash Advance APR: 25.24%

Penalty APR: 29.99%

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Other Info

Date Introduced: 2012-04-02

Date Last Updated: 2021-02-10

Summary of Penalty Conditions

Up to 29.99%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. This APR may be applied to your account if you: (1) Make a late payment or (2) Make a payment that is returned. How Long Will the Penalty APR Apply? If your APRs are increased for either of these reasons, the Penalty APR may apply indefinitely.

✔ Business

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