Chase United Gateway - Find Me a Card

Chase United Gateway

A mediocre card for frequent United Airlines flyers, offering 2x miles on spending at United Airlines, gas stations, and public transit, as well as a 30K miles signup bonus and no annual fee.

Your total savings: $1,740 over the next 5 years

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Credit Score Required:
Average (670-739)
Issuer:
Chase
Network:
Visa

Rewards & Perks

Reward Highlights

  • For the first year: 3x miles on spending at grocery stores (on up to $15,000 in grocery spending).
  • 2x miles on spending at United Airlines, gas stations, and public transit/commuting.
  • 1 mile per dollar for all other purchases.
  • 15,000 miles signup bonus after spending $1,000 in the first 3 months.

Other Rewards & Perks

  • 25% back on United in-flight purchases: 25% back on United in-flight credit card purchases (as a statement credit).
  • Chase Luxury Hotel & Resort Collection benefits: Stay in style with room upgrades, complimentary daily breakfast for two, early check-In, late checkout (if available) and other amenities at more than 1000 luxury hotels and resorts worldwide. Also, purchase private, curated once-in-a-lifetime experiences – from celebrity meet-and-greets to private culinary and sports events.
  • Access to exclusive events: United MileagePlus Visa Signature Cardmembers may use award miles to enjoy exclusive experiences, such as winemaker dinners and other unique virtual events.
  • Auto Rental Collision Damage Waiver: Decline the rental company's collision insurance and charge the entire rental cost to your card.
  • Trip Cancellation / Trip Interruption Insurance: You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by covered situations like sickness or injury.
  • Purchase Protection: Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
  • Visa Concierge: Get complimentary Visa Signature Concierge Service 24 hours a day. Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.
  • Extended Warranty Protection: Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.

Special Signup (Promo) Rewards & Perks

  • 15,000 miles signup bonus (after spending $1,000 in the first 3 months).
  • For the first year: 3x miles on spending at grocery stores (on up to $15,000 in grocery spending).
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Rates & Fees

Summary of Rates & Fees

  • No annual fee.
  • APR for purchases and balance transfers: 16.49-23.49%.
  • No foreign transaction fees.

Annual Fee: $0

Interest Rate (“Purchase APR”): 16.49-23.49%

BT Fee: 5% of BT

BT APR: 16.49-23.49%

Cash Advance Fee: 5%

Cash Advance APR: 24.99%

User Ratings & Reviews

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Other Info

Date Introduced: 2020-10-01

Date Last Updated: 2021-09-27


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